Privacy Statement

Last updated: March 2026

Short version

This site does not collect, store, or sell any personal data. There are no cookies, no user accounts, no analytics trackers, and no advertising. Nothing you do here is logged or tracked.

What this site collects

Nothing. All calculation tools (ETF compounding, retirement simulator, FF points tracker) run entirely in your browser using client-side JavaScript. No input you enter is transmitted anywhere.

ORCID publications on the CV page are fetched by your browser directly from ORCID's public API — this request goes from your device to ORCID, not through this site's servers.

Third-party services

This site is hosted on GitHub Pages. GitHub may log standard server access data (IP address, browser type, pages requested) as part of their hosting infrastructure. See GitHub's Privacy Statement for details.

Fonts are loaded from Google Fonts. This involves a request to Google's servers, which may log your IP. See Google's Privacy Policy.

The FF Points Tracker page contains links to bank and credit card provider websites (ANZ, AMEX, Westpac, etc.). Clicking "Apply" takes you to those external sites, which have their own privacy policies and data practices.

*Some links on the FF Points page may be affiliate links. If you apply through one, I may receive a small commission at no cost to you. Affiliate links are disclosed in the page footer.

Financial disclaimer

The ETF Tools and FF Points Tracker are for informational purposes only. Nothing on this site constitutes financial advice. Always read the Product Disclosure Statement (PDS) from the relevant provider before making any investment or financial decision. Past performance does not guarantee future results.

Image copyright

All images displayed in the Spatial Gallery are original works by the site author. They may not be reproduced, distributed, or used without explicit written acknowledgement of authorship.

Contact

Questions about this privacy statement? Open an issue on GitHub.